Choose the Financing Plan That Fits You
FINITALIA SPA offers three distinct personal financing plans, each designed to address different financial needs and borrower profiles. Whether you are taking your first steps in personal credit or seeking a larger financing solution, we have a plan calibrated to your circumstances. All plans come with fixed rates, predictable monthly payments, and full transparency from day one.
Essential
From 6.9% APR
Ideal for first-time borrowers or customers seeking a modest loan for everyday personal needs such as appliance purchases, minor home repairs, or unexpected expenses.
- Loan amounts from €1,000 to €10,000
- Repayment terms from 12 to 48 months
- Fixed monthly instalment
- No early repayment penalty
- Online application with 48-hour decision
Comfort
From 5.4% APR
Best suited for customers with an established credit history who need medium-sized financing for home improvement projects, vehicle purchases, or education costs.
- Loan amounts from €10,001 to €30,000
- Repayment terms from 24 to 84 months
- Fixed or flexible instalment options
- Payment holiday available after 6 months
- Dedicated account manager assigned
Premium
From 4.2% APR
Designed for customers requiring substantial financing, such as debt consolidation, major renovations, or significant life events, with the most competitive rates and personalised service.
- Loan amounts from €30,001 to €75,000
- Repayment terms from 36 to 120 months
- Preferential fixed interest rate
- Salary-backed option available
- Priority customer support and annual financial review